Bitcoin 2025: Is it worth getting started?

Bitcoin remains a hotly debated topic in 2025. Many ask themselves: Is an investment worthwhile, even with just 50 or 100 euros? The answer is: Yes, because even small amounts make it possible to enter the market due to the divisibility of Bitcoin. In particular, the average cost effect (DCA) and savings plans help to invest in the long term and smooth out price fluctuations.

One-off investments are riskier, while a monthly savings plan — such as 50 euros — often provides better results in the long term. If you invest regularly, you reduce the risk of making mistakes when it comes to timing. Historically speaking, the time “now” was usually better than “later.”

Many banks now offer crypto access, but platforms such as 21bitcoin are often faster and more flexible. Price forecasts for Bitcoin 2025 are between 100,000 and 250,000 USD. By 2030, analysts even see values of over 700,000 USD per coin — especially if Bitcoin continues to establish itself as a digital gold and store of value.

But what is the appeal of Bitcoin and why is it more relevant today than ever before?

1. What is Bitcoin — and why is everyone talking about it?

Bitcoin is the first and by far the most well-known cryptocurrency. It was launched in 2009 and is based on blockchain technology. One of Bitcoin's biggest strengths lies in its decentralization: There is no central authority such as a central bank that exercises control over the network. The maximum number of Bitcoin is limited to 21 million, making it a scarce commodity — much like gold.

This scarcity makes Bitcoin attractive as a so-called “store of value.” In times of increasing inflation and uncertainty in fiat currencies such as the euro or dollar, investors are looking for alternatives. This is exactly where Bitcoin positions itself as “digital gold.”

2. Bitcoin as protection against inflation: Focus on digital gold

The past few years have shown how unstable fiat currencies can be. Central banks around the world have pumped trillions into markets to combat crises. In the long term, this leads to currency depreciation. Bitcoin, on the other hand, cannot be multiplied at will. This characteristic makes it attractive for investors who want to protect their assets from inflation.

Gold performs a similar function. But Bitcoin has decisive advantages: It is digital, globally transferable, shareable and easier to store. These factors mean that Bitcoin is increasingly referred to as “digital gold.”

3. How does the average cost effect (DCA) work?

The average cost effect is one of the most effective strategies when investing in volatile markets such as cryptocurrencies. Instead of investing a large sum at the wrong time, DCA invests a fixed amount at regular intervals — for example 50 euros per month.

This is how you buy sometimes at higher and sometimes at lower prices. The result is an average price that reduces the risk of reaching the peak. This method is particularly ideal for beginners as it requires no market knowledge or analysis.

4. Savings plan or one-time investment: Which is better?

One-time investments can yield high profits if the time of purchase was right. But they also carry the risk of investing at the wrong time — at the height of a price rally, for example. Savings plans, on the other hand, are constantly building up wealth and taking advantage of the natural volatility of the market.

With a monthly Bitcoin savings plan, you automatically use the DCA. Many brokers and platforms offer savings plans starting at just 10 euros a month. This allows you to invest in the long term, even with small amounts.

5. Timing: When is the best time to buy Bitcoin?

Many investors are asking themselves: When is the right time? Should I buy Bitcoin now or wait? The honest answer: No one can predict the perfect time. The market is open around the clock and sometimes fluctuates strongly. Studies show that long-term investors usually do better than market timers.

Nevertheless, analyses show that certain times of day and days of the week are statistically more favourable. For example, Sunday evenings or Monday mornings are often times with lower rates. But that shouldn't be a decision factor. It is more important to invest regularly and not be irritated by short-term fluctuations.

6. Bitcoin price forecast 2025: Where is the journey heading?

Analysts around the world provide different forecasts. But many experts agree: Bitcoin still has a lot of potential. Well-known analysts such as Cathie Wood (ARK Invest) see the Bitcoin price at over 250,000 USD in 2025. In the baseline scenario, a value of between $100,000 and $150,000 is expected.

Long-term forecasts are even over 1 million USD per Bitcoin in 2030. These assumptions are based on increasing adoption by institutions, growing interest among private investors, and geopolitical uncertainty.

7. What happens if I invest 100 euros in Bitcoin?

If you invest 100 euros in Bitcoin today, you will receive a fraction of a Bitcoin, depending on the current exchange rate. The investment can rise or fall sharply in a short period of time. This is due to the high volatility of the crypto market.

But the goal should not be to achieve short-term profits. Rather, it is about benefiting from development in the long term. With a savings plan of 100 euros per month, you can build up a considerable portfolio in just a few years.

8. Buying Bitcoin from banks: What options are there?

More and more users are looking for ways to buy Bitcoin through their house bank. Searches such as “Buy Bitcoin Sparkasse” or “Buy Bitcoin Volksbank” are increasing. In fact, some banks now offer access to Bitcoin via third-party providers.

However, specialized platforms have advantages: lower fees, more choice, better user interface, and integrated savings plan features. Recommended providers include 21bitcoin.

9. Volatility: Risk or Opportunity?

Volatility is often seen as negative. But it is also an opportunity. Because it is precisely these fluctuations that result in buying opportunities. Anyone who works with a savings plan automatically benefits from it, as they receive more Bitcoin for the same amount in low price phases.

In the long term, previous price declines have often turned out to be entry opportunities. It is important to keep calm and maintain your own strategy.

10. Bitcoin vs. gold: Which is the better store of value?

Both Bitcoin and gold are considered safe havens in times of crisis. But Bitcoin offers a few advantages:

• Limited availability (21 million)
• Easier to transfer
• Digital safekeeping
• Lower storage costs

While gold has served as a store of value for centuries, Bitcoin is increasingly seen as a modern alternative — particularly by the younger generation.

11. Conclusion: Buy Bitcoin or not?

Bitcoin is more than just a digital asset. It is a vision for an alternative, decentralized financial system. Anyone who invests in Bitcoin today is participating in this development. Whether you invest 50 euros, 100 euros or larger amounts — a clear strategy is important.

By investing regularly via a savings plan and using the average cost effect, you can benefit from the development in the long term. Don't be led by short-term volatility or media hype. Focus on knowledge, discipline and longevity.

FAQ

1. Is it profitable to invest 50 euros in Bitcoin?
Yes Even small amounts can grow over the long term. Regularity is important.

2. When is the best time to buy Bitcoin?
Statistically speaking, it's more Sunday evening or Monday morning. But irrelevant in the long term.

3. What happens to my Bitcoin if the price falls?
Short-term losses are possible. Anyone who invests over the long term usually makes up for it.

4. Savings plan or one-time investment — which is better?
A savings plan distributes risk and smooths out fluctuations. Particularly recommended for beginners.

5. Where is the best place to buy Bitcoin?
Regulated platforms such as 21bitcoin offer easy and secure options.