Bitcoin savings plan with 0% purchase fee

Set once how much & how often you want to buy Bitcoin. Your savings plan handles the rest – and from day 8, you pay 0% service fees on your automatic purchases permanently.

Pause anytime. Adjust anytime. Automatically sent to your own wallet if you wish.

Save Bitcoin – without having to decide every time

0% purchase fee

The regular purchase fee applies for the first 7 days of a new savings plan.

As long as your savings plan remains active, there will be no service fee from day 8 onwards.

Flexible saving

Hourly, daily, weekly, bi-weekly, or monthly.

Prefer a one-time investment instead of a recurring one? You can buy Bitcoin directly at any time.

No minimum fee, no network fee

No fixed minimum fee – even for small, recurring purchases. No additional Bitcoin network fees when buying.

Auto Wallet Transfer

Combine saving with self-custody

With Auto Wallet Transfer, you can set a BTC balance threshold at which your Bitcoin is automatically transferred to your own wallet.

Connect your hardware wallet to 21bitcoin via xPub if you wish, and automate not just your purchases, but your self-custody as well.

21bitcoin Wallet

Buy regularly instead of market timing

Bitcoin prices move around the clock. With a savings plan, you don't have to try to find the perfect time to buy.

Instead, you regularly purchase a fixed euro amount of Bitcoin—regardless of whether the price is rising or falling. If the Bitcoin price is lower, you receive more Bitcoin for the same euro amount. If it is higher, you receive less. This way, you spread your purchases across different points in time.

*Past performance is no guarantee of future returns

Save €50 per week in BTC via 21bitcoin
Save €50 per week in EUR
€60,000
€12,400
2020
2025

How your Bitcoin savings plan works

1. Deposit euros

Deposit euros into your 21bitcoin account for free via SEPA or SEPA Instant.

2. Set up your savings plan

Choose your amount and how often you want to buy Bitcoin: hourly, daily, weekly, bi-weekly, or monthly.

3. Buy Bitcoin automatically

Your savings plan executes purchases automatically. You can see every purchase transparently in your activity overview.

4. Custody your way

Store your Bitcoin professionally or transfer them to your own wallet.

With Auto Wallet Transfer, you can also automate self-custody.

FAQ

What is a Bitcoin savings plan and how does it work?

With a Bitcoin savings plan, you purchase Bitcoin automatically and on a regular basis for a euro amount you define. You set the amount and frequency, and you can adjust, pause, or cancel your savings plan at any time.

How much does a Bitcoin savings plan cost at 21bitcoin?

The regular service fee applies for the first seven days of a new Bitcoin savings plan. If your savings plan remains active, from day 8 onwards you will pay 0% service fee on your automatic purchases.

There are no fixed minimum fees or network fees.

What is the minimum amount required to start a Bitcoin savings plan?

You can start your Bitcoin savings plan from as little as 10 per purchase . The current maximum amount is 10,000 per automated purchase.

How often can my Bitcoin savings plan be executed?

You can set the frequency at which your Bitcoin savings plan purchases Bitcoin. Automatic purchases are currently hourly, daily, weekly, bi-weekly, or monthly available.

Can I pause or change my Bitcoin savings plan at any time?

Yes. You can adjust the amount and frequency at any time, as well as pause or cancel your Bitcoin savings plan.

Is a Bitcoin savings plan worth it?

A Bitcoin savings plan can be a smart move if you want to invest regularly without having to time every single purchase yourself.

By making regular purchases, you spread your entry point across different price levels. However, a savings plan does not protect against price drops, and Bitcoin remains a volatile asset.

What does dollar-cost averaging (DCA) mean for a Bitcoin savings plan?

With dollar-cost averaging (or euro-cost averaging), or DCA for short, you invest the same amount of money at regular intervals. When Bitcoin prices are lower, you receive more Bitcoin for that amount, and when prices are higher, you receive less.

This allows you to spread your purchases over different points in time, making you less dependent on a single entry point.

What happens if my euro balance is insufficient for my Bitcoin savings plan?

If your euro balance is insufficient for a planned purchase, the transaction will not be executed. 21bitcoin will notify you so that you can top up your balance.

Can I send Bitcoin from my savings plan to my own wallet?

Yes. You can transfer the Bitcoin from your savings plan to your own wallet at any time.

With the Auto Wallet Transfer you can also set a specific BTC balance at which your Bitcoin will be automatically transferred to your linked wallet.

Are there network fees for a Bitcoin savings plan?

For individual Bitcoin purchases on 21bitcoin, there are no additional Bitcoin network fees .

When you transfer your Bitcoin to your own wallet, the withdrawal fee is a flat rate of 1,000 sats.

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