Bitcoin fees at 21bitcoin
When it comes to Bitcoin, it’s not just about the advertised fee, but what you actually end up with in your wallet. At 21bitcoin, you see the final Bitcoin price, your service fee, and exactly how much Bitcoin you will receive before every transaction.
Buy & sell Bitcoin | |
|---|---|
Bitcoin savings plan | 0% from the 8th day |
Smash Buy (Instant Buy) | 1.29% - 1.49% |
Limit order | 1.49% |
OTC order (from €100,000) | 0.49% - 0.99% |
Instant sale | 1.49% |
Account fees | |
Account opening & maintenance | €0 |
Insured BTC custody | €0 |
Network fee for Bitcoin purchase | €0 |
Euro deposit | €0 |
Bitcoin deposit | €0 |
Euro withdrawal | €1 |
Bitcoin withdrawal | 1,000 sats |
Using a referral code reduces the service fee for instant purchases and savings plan purchases by 0.2 percentage points.
Limits
Whether you are buying your first Bitcoin, saving regularly, or looking to trade large volumes: 21bitcoin supports a variety of trade sizes and order types.
Maximum | Minimum | |
|---|---|---|
Buy & Sell Limits | ||
Instant Purchase | €100,000 | €10 |
Bitcoin Savings Plan | €10,000 | €10 |
Limit Order | €21,000 | €10 |
OTC Order | €1,000,000 | €100,000 |
Instant Sale | 1 BTC | 0.0001 BTC |
Account limits | ||
Insured BTC custody | unlimited | unlimited |
Euro deposit | unlimited | €10 |
Bitcoin deposit | unlimited | 0.00015 BTC |
Euro withdrawal | unlimited | €5 |
Bitcoin withdrawal | 2.1 BTC per transaction | 0.0001 BTC |
1,000 sats. Regardless of Bitcoin network fees
While other platforms often charge high fees, we encourage self-custody and only charge a flat fee of 1,000 sats (0.00001 BTC) for withdrawals to your external wallet.
There are also no mining fees for purchases made on 21bitcoin.

Last updated: August 26, 2026
Created by: Daniel Winklhammer, CEO & Co-Founder
Fact-checked by: Dino Heinert, Bitcoin Specialist
Regulatory review by: Michael Sommerhuber, Compliance/Legal
FAQ
At 21bitcoin, we don’t charge any deposit fees – depositing is always free of charge.
Buying Bitcoin with 21bitcoin costs between 0% and 1.49%, depending on the purchase method: For Bitcoin savings plans, the regular service fee of 0.99% (0.79% with a referral code) applies for the first 7 days. If your savings plan remains active, your automatic purchases will be permanently free of charge from the 8th day onwards. Instant purchases via Smash Buy cost 1.49% (1.29% with a referral code). There are no account, custody, or storage fees.
Every marketplace has its own Bitcoin price because it relies on its own unique pool of buyers and sellers. At 21bitcoin, you see the final Bitcoin price, your service fee, and the exact amount of Bitcoin you will receive before you confirm any transaction. There are no hidden markups: what you see is what you pay.
Withdrawing your Bitcoin to a personal wallet incurs a flat fee of 1,000 sats (0.00001 BTC), regardless of the amount or current Bitcoin network fees. The euro equivalent depends on the current Bitcoin price. There are no percentage-based fees and no minimum withdrawal amount. With Auto Wallet Transfer, you can have your Bitcoin withdrawn automatically after every purchase at no extra cost.
When it comes to Bitcoin savings plans, 21bitcoin is the most affordable provider in the DACH region: 0% for auto-invest and 0.79% for regular purchases — compared to ~1% at Relai, a 1.25% spread at Bison, and 1.5% at Coinfinity or Pocket (as of August 2026). Unlike "0% providers" that hide costs in the spread, we show you every fee before you buy. You can find a detailed comparison in our fee overview.
The right offer for your needs
For investments of €100,000 or more, we provide personalized support, including OTC rates, a dedicated account manager and transaction processing tailored to your specific requirements.


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